education

Money vs Education

Almost everyone has the experience of working in life. You are working to get money in return.

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Save money

Manage your money with your android phone

Most of the time we have no idea where we spend our money, we have to note record down each transaction on note or compuater excel data sheet. MoneyManager is an Android application to help you manage your money with few finger clicks.

MoneyManager has a simple interface with 3 major buttons, Incoming payments, Outgoing payments and Overview. If diffentiate your transaction into few categories like Rental, Car, Entertainment, Mobile Phone , holiday and etc. Transaction date and amount are recorded. MoneyManager allows you to adjust your currency to suit your need. Many different charts provided in the PRO version. You can have a clear image on when, where and how you spend your money everyday with the statistic chart. MoneyManager comes with 2 versions , FREE and Paid. Search "MoneyManager" from the Android Market you will get this application.

Website : http://www.swordiapps.com/apps/our_apps/moneymanager/

Budgets

The best way to manage your money and save money

money

There are ways to save money no matter how much you earn per month. It is important to note down your monthly expanses so that you can plan ahead. It is also advisable to itemise how much you spend each day. Assume that you have $3000 income per month (after paying tax). I have created a chart with sample data. Read more on Budgeting.

Besides, you may also find online free personal finance software, budget software, online money management and budget planner easily with major search engine like google, yahoo or bing. I am going to introduce one of the best free way to manage your money online, Mint.com.

By using this service, you may have budgets to stick to, like how much you already spending, so you can set achievable goals and stay under budget. Mint.com connect almost every US banking financial institution with internet banking, from check to credit cards to retirement accounts and more. You may also access your balances and transaction from web or from your phone.They have create a convenience plateform to manage your money! It is also highly recommended by press, The New York Times, Good Morning America, PCWorld Top Rated Online Finance Service and many more. Wait no more, start your budgeting now before it is too late!





Tips on using credit cards and debit cards

Tips on using credit cards

  • Bring only one credit card.
  • Don't request for higher credit limits.
  • Keep your credit card in a place where you are difficult to see and use it.
  • Don't bring your credit card to shopping mall.
  • Don't apply a new credit card because it is free or you can get a free gift.
  • Use only if you want to buy something by cash but you will get promotions with the using of credit card. (Some merchandise are offering these kind of promotions with the use of debit card too)

Advantages on using debit cards

  • You will get a bank statement every month. By using debit card, you can trace what you have spent within the month easily.
  • Spend when you have enough credit in your card. Put an amount of money to your debit card each week to control your spending.
  • While you are on travelling, debit card is safer and easier, hassle free after you back from holiday.
  • Gets points and rebate too.
  • Keep your wallet small with a debit card and some small change.